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How are truck accidents different from car accidents?

Truck accidents are very different from car accidents. In addition to being more dangerous, they are also more complex. If you or a loved one has been injured in a truck accident, here are a few things you should know.

An insurance claim for an injury sustained in a truck accident will differ from a claim for the same injury that was sustained in an accident between two passenger vehicles. Heavy trucks must comply with government regulations and are required carry insurance with a higher limit than a conventional car. It is important to know how these factors can affect your settlement.

Trucks are subject to state and federal regulations

Commercial trucks must follow a variety of state and federal regulations. These regulations govern a wide range of issues, including:

  • The amount of cargo a truck can carry
  • When truck drivers must pull off the road and rest
  • The types of roads commercial drivers can drive on

Violations of these regulations can be used to prove the truck driver or trucking company was at fault for the crash.

Multiple parties may be liable

In a two-car collision, the driver whose negligence caused the accident is at fault. In a truck accident, multiple parties may be responsible. For example, you may be able to file a claim against:

  • The driver
  • The truck owner
  • The truck manufacturer
  • A parts manufacturer
  • A vehicle repair shop
  • Shipping companies

Any or all of these parties could share liability for your accident. It is important to retain an attorney who can investigate the case and bring claims against all parties who are responsible. By doing so, you can give yourself every opportunity to maximize your compensation.

Accident investigations begin immediately

Trucking companies have a rapid response team of investigators on-call. These aren't neutral investigators - their job is to protect the company.

The trucking company and their insurer gain an advantage by beginning the investigation before the vehicles are moved from the accident site. For that reason, it is important to take action as soon as possible to preserve crucial evidence and make contact with key witnesses.

If you or a loved one is involved in a truck or car accident and suffered injuries, an experienced personal injury lawyer can help you investigate the accident and recover compensation.

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