Dedicated Personal Injury Lawyers Handling Limited Tort And Full Tort Claims
Pennsylvania drivers have the option of purchasing either “limited tort” or “full tort” policies when selecting auto insurance. In addition, every auto insurance policy issued in Pennsylvania will include a minimum of $5,000 in personal injury protection (PIP) coverage, which covers each party’s own medical expenses, regardless of who was at fault. Exceptions to limited tort apply, and an attorney can assist in identifying those exceptions and applying them to your case.
Limited Tort Claims Vs. Full Tort Claims
Under a limited tort policy, you can seek compensation for medical expenses not covered by your PIP insurance, property damage and loss of income resulting from an collision. Under a full tort policy, you can seek compensation for medical expenses not covered by your PIP insurance, property damage, loss of income and damages for pain and suffering.
As you can see, the major difference between the two types of policies is the access to damages for pain and suffering. The category of pain and suffering includes a broad range of considerations, including chronic pain resulting from an injury, emotional distress and loss of enjoyment of life. Access to damages for pain and suffering can provide substantial compensation that would not be available under a limited tort policy.
Choose An Attorney With Experience With Both Limited Tort And Full Tort Claims
At the law firm of Graham & Mauer, P.C., we accept both limited tort and full tort claims. We believe that all injury victims deserve quality representation, and we approach every case with the same level of commitment and tenacity, regardless of what type of insurance you might have. You can rely on us for the aggressive, results-oriented representation necessary to secure the full measure of compensation available for your claim.
Discuss Your Injury Claim With One Of Our Lawyers
Contact one of our offices in Valley Forge or Harrisburg about your injury claim. We offer a free phone consultation where you can receive an honest assessment of your case and learn more about your legal options. You can reach us at 610-933-3333 or via email to get started. An attorney will answer the phone when you call.