Truck collisions are very different from car collisions. In addition to being more dangerous, they are also more complex. If you or a loved one has been injured in a truck collision, here are a few things you should know.
An insurance claim for an injury sustained in a truck collision will differ from a claim for the same injury that was sustained in an collision between two passenger vehicles. Heavy trucks must comply with government regulations and are required carry insurance with a higher limit than a conventional car. It is important to know how these factors can affect your settlement.
Trucks are subject to state and federal regulations
Commercial trucks must follow a variety of state and federal regulations. These regulations govern a wide range of issues, including:
- The amount of cargo a truck can carry
- When truck drivers must pull off the road and rest
- The types of roads commercial drivers can drive on
Violations of these regulations can be used to prove the truck driver or trucking company was at fault for the crash.
Multiple parties may be liable
In a two-car collision, the driver whose negligence caused the collision is at fault. In a truck collision, multiple parties may be responsible. For example, you may be able to file a claim against:
- The driver
- The truck owner
- The truck manufacturer
- A parts manufacturer
- A vehicle repair shop
- Shipping companies
Any or all of these parties could share liability for your collision. It is important to retain an attorney who can investigate the case and bring claims against all parties who are responsible. By doing so, you can give yourself every opportunity to maximize your compensation.
Collision investigations begin immediately
Trucking companies have a rapid response team of investigators on-call. These aren’t neutral investigators – their job is to protect the company.
The trucking company and their insurer gain an advantage by beginning the investigation before the vehicles are moved from the collision site. For that reason, it is important to take action as soon as possible to preserve crucial evidence and make contact with key witnesses.
If you or a loved one is involved in a truck or car collision and suffered injuries, an experienced personal injury lawyer can help you investigate the collision and recover compensation.